A private way for freelancers
to get paid, without PayPal
Freelancers, creators, and distributed teams increasingly get paid in crypto — but most crypto payment tools copy PayPal's model without fixing the parts that actually bother freelancers: the fees, the holds, and every payment sitting in one place for the platform to see.
| PayPal | Loofta | |
|---|---|---|
| Who sees your payment history | Visible in one place to PayPal, and to anyone you've transacted with via shared activity | Shielded — counterparties and amounts aren't broadcast on a public, permanent record |
| Fees | Typically ~2.9% + a fixed fee for international/business payments, plus currency conversion spread | A simple, transparent fee shown before you send — no card-network markups |
| Settlement speed | Instant to your PayPal balance; bank withdrawal can take days and may be held for review | Settles on-chain in seconds, available immediately |
| Availability | Blocked or limited in a number of countries freelancers and remote teams work from | Works anywhere you can reach the internet and hold a supported token |
| Getting started | Business account, identity verification, and approval before you can accept payments | Generate a payment link in seconds — no account required from whoever's paying you |
Why privacy matters for how you get paid
With PayPal, every client, gig, and tip lands in one account — your whole earnings history in a single place a platform can freeze, flag, or review at any time. Moving to a typical crypto payment link doesn't fix this; it just moves the same permanent record onto a public blockchain instead of a private company's database.
A private payment link keeps the parts that make crypto worth switching to — instant settlement, no country restrictions, no account required from your client — without turning your income into a public record either.